Finance for High-Performing Professionals
Doctors, engineers, accountants, lawyers, architects, and software & cybersecurity professionals. Your expertise is in the work you do. Ours is in the finance behind it, from your first home to your own business.
Our featured services
First home
Your first job, your first home. Understand your deposit and borrowing options, with your professional income presented clearly.
Investment
Make room for your next property. Explore lending options that account for your salary, project income or business earnings.
Refinancing
A loan that suited you then may not suit you now. Review your rate, repayments and structure as your career and plans change.
Access to 70+ lenders
A broker who sees the whole picture
Clear advice for every stage
of property ownership.
Your career is not one-size-fits-all. Your finance should reflect that. Adam Bacic brings nine years in finance, mostly inside banks, working with medical, construction and professional-services clients, plus public-practice accounting experience.
Whether you earn a salary, work on contracts or run your own practice, we take the time to understand your income. Then we help you explore home, investment, commercial and equipment finance that fits your plans.
Based in Melbourne and helping clients across Australia.
Adam Bacic | Finance Broker
Phone: 0474 459 253
Email: adam@charterpointfinance.com
Your next step,
made clearer.
A new home, a growing business or a loan worth reviewing. Start with a conversation about where you are now and what you want to do next.
From first homes to business ownership
Our services
Your plans change as your career grows. We help you understand the lending options at each stage, with clear explanations and a structure shaped around your circumstances.
Explore our servicesHome loan health checkReview your rate, repayments and loan structure. We compare the potential savings with refinancing costs before you decide whether to move.
Finance for your next investment property, shaped around your income, existing commitments and longer-term plans. We help you compare loan structures and lender policies.
Building a home calls for finance that follows the build. Talk to Adam about your contract, staged payments and what lenders need before construction starts.
From business premises to a practice or firm purchase. We present your business income and cashflow clearly and explore facilities suited to your plans.
Equipment, vehicles and business assets with finance options shaped around your cashflow. We help you compare the structure, term and total cost.
Talk to Adam about lending for a property held through a self-managed super fund. Specialist lender requirements apply. Financial and tax advice should come from your licensed advisers.
Personal service. Practical experience.
Why Charter
Point Finance
You work hard for your patients, clients and projects. Your own finance deserves the same attention. We bring banking and accounting experience to the details that matter, from complex income to business cashflow.
One broker who understands your circumstances and stays involved as you take the next step.
Your profession. Your possibilities.
Finance that understands
how you work.
Medical Professionals
Explore eligible LMI waivers, complex-income lending and practice finance.
Engineers
Explore specialist low-deposit options, contract-income assessment and firm finance.
Accountants
Explore eligible 90% LMI waivers, partnership-income lending and practice finance.
Lawyers
Explore eligible 90% LMI waivers, partnership-income assessment and firm finance.
Architects
Explore project-income lending, studio finance and working-capital options.
Software & Cybersecurity
Explore eligible lender-paid LMI options, contract-income lending and technology business finance.
Experience behind your next move
Banking experience.
A personal approach.
Adam’s nine years in finance include $200M+ in lending settled across commercial and SME clients during his banking career, and 170+ finance approvals for small businesses in under five years.
Today, that experience supports a personal approach to home and business finance for professionals.
Meet Adam BacicYes. We work with professionals whose income includes overtime, allowances, contracts, locum work, partnership distributions or business profits. The documents and assessment differ between lenders, so we start by understanding how you earn.
Some lenders offer LMI waivers or lender-paid LMI for eligible professionals. Occupation, qualifications, income, deposit and lender policy all matter. We check your eligibility rather than assume your profession qualifies.
Yes. We are based in Melbourne and help clients across Australia. Conversations and document collection can take place by phone or video.
Melbourne based. Australia wide.
Proudly serving Melbourne
and beyond.
Based in Melbourne and helping clients across Australia. Wherever your career takes you, we can work together by phone or video.
Request a call back
Prefer to choose a time? Book a conversation with Adam.